Source data
Nigeria electronic retail transactions by channel and half-year
Sources checked
Web and point of sale accounted for 18.28 billion of the roughly 23.64 billion electronic retail transactions in the table.
Nigeria electronic retail transactions by channel and half-year
The table transcribes channel-level figures from table 4.2 and derives average transaction size by dividing nominal value by volume. Terminal figures are counts at the end of each period. A dash marks an unpublished terminal count for that channel.
| Source | ||||||
|---|---|---|---|---|---|---|
| ATM | July to December 2024 | 525.84 | 16.91 | 32,158 | 17,614 | Source 1 |
| ATM | January to June 2025 | 858.8 | 36.34 | 42,315 | 17,596 | Source 1 |
| ATM | July to December 2025 | 796.7 | 53.5 | 67,152 | 17,298 | Source 1 |
| Point of sale | July to December 2024 | 6,679.66 | 137.36 | 20,564 | 5,560,422 | Source 1 |
| Point of sale | January to June 2025 | 7,723.26 | 147.2 | 19,059 | 6,252,113 | Source 1 |
| Point of sale | July to December 2025 | 7,938.33 | 156.68 | 19,737 | 6,542,506 | Source 1 |
| Internet and web | July to December 2024 | 12,099.44 | 1,055.18 | 87,209 | — | Source 1 |
| Internet and web | January to June 2025 | 10,769.91 | 1,086.89 | 100,919 | — | Source 1 |
| Internet and web | July to December 2025 | 10,336.95 | 1,126.09 | 108,938 | — | Source 1 |
| NEFT | July to December 2024 | 42.32 | 319.98 | 7,560,964 | — | Source 1 |
| NEFT | January to June 2025 | 37.17 | 391.24 | 10,525,693 | — | Source 1 |
| NEFT | July to December 2025 | 40.85 | 453.01 | 11,089,596 | — | Source 1 |
| USSD | July to December 2024 | 301.78 | 2.23 | 7,389 | — | Source 1 |
| USSD | January to June 2025 | 386.25 | 2.4 | 6,214 | — | Source 1 |
| USSD | July to December 2025 | 283.3 | 1.73 | 6,107 | — | Source 1 |
| Mobile app | July to December 2024 | 4,529.2 | 233.29 | 51,508 | — | Source 1 |
| Mobile app | January to June 2025 | 4,424.17 | 213.58 | 48,276 | — | Source 1 |
| Mobile app | July to December 2025 | 4,213.76 | 221.0 | 52,447 | — | Source 1 |
| Direct debit | July to December 2024 | 58.1 | 10.79 | 185,714 | — | Source 1 |
| Direct debit | January to June 2025 | 35.47 | 8.25 | 232,591 | — | Source 1 |
| Direct debit | July to December 2025 | 34.35 | 7.84 | 228,239 | — | Source 1 |